Matthew 25:21
“The Parable of the Talents”Matthew 25:14–30
Bible text: King James Version (1769 Blayney text) · Public domain
Bible text: King James Version with Strong's numbers · Public domain
Bible text: Berean Standard Bible · Public domain
Bible text: American Standard Version (1901) · Public domain
Bible text: World English Bible, Messianic edition · Public domain
Bible text: Geneva Bible (1599) · Public domain
Bible text: Young's Literal Translation · Public domain
- ἔφηephēwas sayingG5346V-IAI-3SVerb Imperfect Active Indicative 3rd Singular
- δὲdenowG1161CONJConjunction
- αὐτῷautōto himG846P-DSMPersonal pronoun Dative Singular Masculine
- ὁhotheG3588T-NSMDefinite article Nominative Singular Masculine
- κύριοςkuriosmasterG2962N-NSMNoun Nominative Singular Masculine
- αὐτοῦ·autouof HimG846P-GSMPersonal pronoun Genitive Singular Masculine
- εὖeuWell doneG2095ADVAdverb
- δοῦλεdouleservantG1401N-VSMNoun Vocative Singular Masculine
- ἀγαθὲagathegoodG18A-VSMAdjective Vocative Singular Masculine
- καὶkaiandG2532CONJConjunction
- πιστέpistefaithful!G4103A-VSMAdjective Vocative Singular Masculine
- ἐπὶepiOverG1909PREPPreposition
- ὀλίγαoligaa few thingsG3641A-APNAdjective Accusative Plural Neuter
- ἦςēsyou wereG1510V-IAI-2SVerb Imperfect Active Indicative 2nd Singular
- πιστόςpistosfaithfulG4103A-NSMAdjective Nominative Singular Masculine
- ἐπὶepioverG1909PREPPreposition
- πολλῶνpollōnmany thingsG4183A-GPNAdjective Genitive Plural Neuter
- σεseyouG4771P-2ASPersonal pronoun Accusative 2nd Singular
- καταστήσωkatastēsōwill I setG2525V-FAI-1SVerb Future Active Indicative 1st Singular
- εἴσελθεeiselthedo enterG1525V-2AAM-2SVerb 2nd Aorist Active Imperative 2nd Singular
- εἰςeisintoG1519PREPPreposition
- τὴνtēntheG3588T-ASFDefinite article Accusative Singular Feminine
- χαρὰνcharanjoyG5479N-ASFNoun Accusative Singular Feminine
- τοῦtouof theG3588T-GSMDefinite article Genitive Singular Masculine
- κυρίουkurioumasterG2962N-GSMNoun Genitive Singular Masculine
- σουsouof you!G4771P-2GSPersonal pronoun Genitive 2nd Singular
English is a literal word-by-word gloss of the Greek, not the KJV's wording. Why?
This is the original text the KJV's translators worked from — each Greek word with its own literal English meaning in this verse, prepared by scholars at Tyndale House, Cambridge. The KJV translates whole sentences, not word by word, so its wording differs: one Greek word can become several English words, and the KJV may choose “charity” where the gloss reads “love”. Both are faithful — they answer different questions. For the KJV's own rendering, switch to the KJV text.
Words in [ ] are added by the English.
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Nine Centuries of Reception
12 surviving comments on this verse. Each one is dated, so this reads as a timeline rather than a list.
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The first servant stepped forward in confidence, because he had gone to work and made a profit. That confidence now made him bold, for he was the first one to approach the master and declare to him, "Master, you delivered to me five talents; here I have made five talents more." The master replied in words favorable to us all, even as our master will reply when he settles with us: "Well done, good and faithful servant." These words run counter to what he said to the third man: "You wicked and slothful servant."
That He says of both these servants that they came, we must understand of their passing out of this world to Him. And observe that the same was said to them both; he that had less capacity, but that which he had, he exercised after such manner as he ought, shall have no whit less with God than he who has a greater capacity; for all that is required is that whatever a man has from God, he should use it all to the glory of God.
Or, That servant who received five talents is the people of believers under the Law, who beginning with that, doubled their merit by the right obedience of an evangelic faith.
Or, the servant to whom two talents were committed is the people of the Gentiles justified by the faith and confession of the Son and of the Father, confessing our Lord Jesus Christ, to be both God and Man, both Spirit and Flesh. These are the two talents committed to this servant. But as the Jewish people doubled by its belief in the Gospel every Sacrament which it had learned in the Law, (i. e. its five talents,) so this people by its use of its two talents merited understanding and working.
Or, This servant who has received one talent and hid it in the earth is the people that continue in the Law, who through jealousy of the salvation of the Gentiles hide the talent they have received in the earth. For to hide a talent in the earth is to hide the glory of the new preaching through offence at the Passion of His Body. His coming to reckon with them is the assize of the day of judgment.
Or, By this servant is understood the Jewish people which continues in the Law, and says I was afraid of thee, as through fear of the old commandments abstaining from the exercise of evangelical liberty; and it says, Lo, there is that is thine, as though it had continued in those things which the Lord commanded, when yet it knew that the fruits of righteousness should be reaped there, where the Law had not been sown, and that there should be gathered from among the Gentiles some who were not scattered of the seed of Abraham.
And on those who have the privilege of the Gospels, the honour of the Law is also conferred, but from him who has not the faith of Christ is taken away even that honour which seemed to be his through the Law.
This parable was spoken with respect to mercy in alms; but the one that comes after this, to them that neither in money, nor in word, nor in protection, nor in any other things whatever, are willing to assist their neighbors, but withhold all.
And wherefore can it be that this parable brings forward a king, but that a bridegroom? That thou mightest learn how close Christ is joined unto the virgins that strip themselves of their possessions; for this indeed is virginity. Wherefore Paul also makes this as a definition of the thing. "The unmarried woman careth for the things of the Lord;" such are his words: and, "For that which is comely, and that ye may attend upon the Lord without distraction. These things we advise," he saith.
And if in Luke the parable of the talents is otherwise put, this is to be said, that the one is really different from the other. For in that, from the one capital different degrees of increase were made, for from one pound one brought five, another ten; wherefore neither did they obtain the same recompense; but here, it is the contrary, and the crown is accordingly equal. For he that received two gave two, and he that had received the five again in like manner; but there since from the same beginning one made the greater, one the less, increase; as might be expected, in the rewards also, they do not enjoy the same.
But see Him everywhere, not requiring it again immediately. For in the case of the vineyard, He let it out to husbandmen, and went into a far country; and here He committed to them the talents, and took His journey, that thou mightest learn His long-suffering. And to me He seems to say these things, to intimate the resurrection. But here it is no more a vineyard and husbandmen, but all servants. For not to rulers only, nor to Jews, but to all, doth He address His discourse. And they who bring a return unto Him confess frankly, both what is their own, and what their Master's. And the one saith, Lord, "Thou gavest me five talents;" and the other saith, "two," indicating that from Him they received the source of their gain, and they are very thankful, and reckon all to Him.
What then saith the Master? "Well done, thou good" (for this is goodness to look to one's neighbor) "and faithful servant; thou wast faithful over few things, I will set thee over many things: enter thou into the joy of thy Lord," meaning by this expression all blessedness.
But not so that other one, but how? "I knew that thou art a hard man, reaping where thou sowedst not, and gathering where thou strawedst not: and I was afraid, and hid thy talent: lo, there thou hast that is thine." What then the Master? "Thou oughtest to have put my money to the exchangers," that is, "thou oughtest to have spoken, to have admonished, to have advised." But are they disobedient? Yet this is nought to thee.
What could be more gentle than this? For men indeed do not so, but him that hath put out the money at usury, even him do they make also responsible to require it again. But He not so; but, Thou oughtest, He saith, to have put it out, and to have committed the requiring of it again to me. And I should have required it with increase; by increase upon the hearing, meaning the showing forth of the works. Thou oughtest to have done that which is easier, and to have left to me what is more difficult. Forasmuch then as he did not this, "Take," saith He, "the talent from him, and give it to him that hath ten talents. For unto every one that hath shall be given, and he shall have abundance; but from him that hath not shall be taken away even that which he hath." What then is this? He that hath a gift of word and teaching to profit thereby, and useth it not, will lose the gift also; but he that giveth diligence, will gain to himself the gift in more abundance; even as the other loseth what he had received. But not to this is the penalty limited for him that is slothful, but even intolerable is the punishment, and with the punishment the sentence, which is full of a heavy accusation. For "cast ye," saith He, "the unprofitable servant into outer darkness: there shall be weeping and gnashing of teeth." Seest thou how not only the spoiler, and the covetous, nor only the doer of evil things, but also he that doeth not good things, is punished with extreme punishment.
Let us hearken then to these words. As we have opportunity, let us help on our salvation, let us get oil for our lamps, let us labor to add to our talent. For if we be backward, and spend our time in sloth here, no one will pity us any more hereafter, though we should wail ten thousand times. He also that had on the filthy garments condemned himself, and profited nothing. He also that had the one talent restored that which was committed to his charge, and yet was condemned. The virgins again entreated, and came unto Him and knocked, and all in vain, and without effect.
Knowing then these things, let us contribute alike wealth, and diligence, and protection, and all things for our neighbor's advantage. For the talents here are each person's ability, whether in the way of protection, or in money, or in teaching, or in what thing soever of the kind. Let no man say, I have but one talent, and can do nothing; for thou canst even by one approve thyself. For thou art not poorer than that widow; thou art not more uninstructed than Peter and John, who were both "unlearned and ignorant men;" but nevertheless, since they showed forth a zeal, and did all things for the common good, they attained to Heaven. For nothing is so pleasing to God, as to live for the common advantage.
This parable is delivered against those who will not assist their neighbours either with money, or words, or in any other way, but hide all that they have.
Observe also that the Lord does not require the reckoning immediately, that you may learn His long suffering. To me He seems to say this covertly, alluding to the resurrection.
Thou good servant, (Ps. 16:11.) this he means of that goodness which is shown towards our neighbour.
By this word joy He expresses complete blessedness.
Also he who has the graces of eloquence and of teaching to profit withal, and uses it not, loses that grace; but he who does his endeavour in putting it to use acquires a larger share.
The wicked servant is punished not only by loss of his talent, but by intolerable infliction, and a denunciation in accusation joined therewith.
Observe that not only he who robs others, or who works evil, is punished with extreme punishment, but he also who does not good works.
Calling together the Apostles, He gave them the Gospel doctrine, to one more, to another less, not as of His own bounty or scanting, but as meeting the capacity of the receivers, as the Apostle says (1 Cor. 3:2.), that he fed with milk those that were unable to take solid food. In the five, two, and one talent, we recognise the diversity of gifts wherewith we have been entrusted.
He that had received five talents, that is, having received his bodily senses, he doubled his knowledge of heavenly things, from the creature understanding the Creator, from earthly unearthly, from temporal the eternal.
After a long time, because there is a long interval between the Saviour's ascension and His second coming.
He says, Thou wast faithful in a few things, because all that we have at present though they seem great and many, yet in comparison of the things to come are little and few.
What greater thing can be given to a faithful servant than to be with his Lord, and to see his Lord's joy?
The servant who of five talents had made ten, and he who of two had made four, are received with equal favour by the Master of the household, who looks not to the largeness of their profit, but to the disposition of their will.
For truly that which is written, To offer excuses excusing sins (Ps. 141:4.) happened to this servant, so that to slothfulness and idleness was added also the sin of pride. For he who ought to have honestly acknowledged his fault, and to have entreated the Master of the household, on the contrary cavils against him, and avers that he did it with provident design, lest while he sought to make profit he should hazard the capital.
Also, by this which this servant dared to say, Thou, reapest where thou sowedst not, we understand that the Lord accepts the good life of the Gentiles and of the Philosophers.
But what he thought would be his excuse is turned into his condemnation. He calls him wicked servant, because he cavilled against his Lord; and slothful, because he would not double his talent; condemning his pride in the one, and his idleness in the other. If you knew me to be hard and austere, and to seek after other men's goods, you should also have known that I exact with the more rigour that is mine own, and should have given my money to the bankers; for the Greek word here (ἀζγύριον) means money. The words of the Lord are pure words, silver tried in the fire. (Ps. 12:6.) The money, or silver, then are the preaching of the Gospel and the heavenly word; which ought to be given to the bankers, that is, either to the other doctors, which the Apostles did when they ordained Priests and Bishops throughout the cities; or to all the believers, who can double the sum and restore it with usury by fulfilling in act what they have learned in word.
Or, it is given to him who had gained five talents, that we may understand that though the Lord's joy over the labour of each be equal, of him who doubled the five as of him who doubled the two, yet is a greater reward due to him who laboured more in the Lord's money.
Many also who are naturally clever and have sharp wit, if they become neglectful, and by disuse spoil that good they have by nature, these do, in comparison of him who being somewhat dull by nature compensates by industry and painstaking his backwardness, lose their natural gift, and see the reward promised them pass away to others. But it may also be understood thus; To him who has faith, and a right will in the Lord, even if he come in aught short in deed as being man, shall be given by the merciful Judge; but he who has not faith, shall lose even the other virtues which he seems to have naturally. And He says carefully, From him that hath not, shall be taken away even that which he seemeth to have, for whatsoever is without faith in Christ ought not to be imputed to him who uses it amiss, but to Him who gives the goods of nature even to a wicked servant.
What is weeping and gnashing of teeth we have said above.
(Verse 21-23) His master said to him: Well done, good and faithful servant; you have been faithful over a little, I will set you over much; enter into the joy of your master. And he also who had the two talents came forward, saying, 'Master, you delivered to me two talents; here, I have made two talents more.' His master said to him, 'Well done, good and faithful servant; you have been faithful over a little, I will set you over much; enter into the joy of your master.' I keep reminding both those who had made five talents and those who had made ten, and likewise the same speech flatters the master of the household who had made four from two. And it should be noted that all the things we have at present, though they may seem great and numerous, are small and few in comparison to what is to come. 'Enter into the joy of your master,' he says, 'and receive what neither eye has seen nor ear heard nor has it entered the heart of man.' (I Cor. II) But what greater gift can be given to a faithful servant than to be with the Lord and see the joy of his Master?
(de Trin. i. 8.) This will be our perfect joy, than which is none greater, to have fruition of that Divine Trinity in whose image we were made.
The servant who returned the doubled talents is praised by the master and led to eternal reward, when it is said to him by the Lord's voice: "Well done, good and faithful servant; because you have been faithful over a few things, I will set you over many things; enter into the joy of your lord." For all the goods of the present life are few things, however many they may seem, in comparison with the eternal reward. But then the faithful servant is set over many things when, having overcome all the trouble of corruption, he is glorified in that heavenly seat with eternal joys. Then he is perfectly admitted into the joy of his lord, when, taken up into that eternal homeland and mingled with the company of angels, he so rejoices inwardly at the gift that there is no longer anything to grieve him outwardly from corruption.
(Hom. in Ev. ix, l.) The man travelling into a far country is our Redeemer, who ascended into heaven in that flesh which He had taken upon Him. For the proper home of the flesh is the earth, and it, as it were, travels into a foreign country, when it is placed by the Redeemer in heaven.
(ubi sup.) Otherwise; The five talents denote the gift of the five senses, that is, the knowledge of things without; the two signify understanding and action, the one talent understanding only.
(ubi sup.) There are also some who though they cannot pierce to things inward and mystical, yet for their measure of view of their heavenly country they teach rightly such things as they can, what they have gathered from things without, and while they keep themselves from wantonness of the flesh, and from ambition of earthly things, and from the delights of the things that are seen, they restrain others also from the same by their admonitions.
(ubi sup.) Again, there are some who by their understanding and their actions preach to others, and thence gain as it were a twofold profit in such merchandize. This their preaching bestowed upon both sexes is thus a talent doubled.
(ubi sup.) To hide one's talent in the earth is to devote the ability we have received to worldly business.
(ubi sup.) This lesson from this Gospel warns us to consider whether those, who seem to have received more in this world than others, shall not be more severely judged by the Author of the world; the greater the gifts, the greater the reckoning for them. Therefore should every one be humble concerning his talents in proportion as he sees himself tied up with a greater responsibility.
(Hom. in Ev. ix. 2.) And bringing his talents doubled, he is commended by his Lord, and is sent into eternal happiness.
(ubi sup.) The faithful servant is set over many things, when having overcome the afflictions of corruption, he joys with eternal joy in that heavenly seat. He is then fully admitted to the joy of his Lord, when taken in to that abiding country, and numbered among the companies of Angels, he has such inward joy for this gift, that there is no room for outward sorrow at his corruption.
(Hom. in Ev. ix. 3.) The servant who would not trade with his talent returns to his Lord with words of excuse.
(ubi sup.) But there are many within the Church of whom this servant is a type, who fear to set out on the path of a better life, and yet are not afraid to continue in carnal indolence; they esteem themselves sinners, and therefore tremble to take up the paths of holiness, but fearlessly remain in their own iniquities.
(Hom. in Ev. ix. 4.) So then we see as well the peril of the teachers if they withhold the Lord's money, as that of the hearers from whom is exacted with usury that they have heard, namely, that from what they have heard they should strive to understand that they have not heard.
(ubi sup.) Let us hear now the sentence by which the Lord condemns the slothful servant, Take away from him the talent, and give it to him that hath ten talents.
(Hom. in Ev. ix. 5.) It might seem more seasonable to have given it rather to him who had two, than to him who had five. But as the five talents denote the knowledge of things without, the two understanding and action, he who had the two had more than he who had the five talents; this man with his five talents merited the administration of things without, but was yet without any understanding of things eternal. The one talent therefore, which we say signifies the intellect, ought to be given to him who had administered well the things without which he had received; the same we see happen every day in the Holy Church, that they who administer faithfully things without, are also mighty in the in ward understanding.
(Hom. in Ev. ix. 6.) Then follows a general sentence, For to every one that hath shall be given, and he shall have abundance, but from him that hath not, even that which he seemeth to have shall be taken away. For whosoever has charity receives the other gifts also; but whosoever has not charity loses even the gifts which he seemed to have had.
(ubi sup.) Or, Whoso has not charity, loses even those things which he seems to have received.
(ubi sup.) And thus for punishment he shall be cast into outer darkness who has of his own free will fallen into inward darkness.
(Hom. in Ev. ix. 7.) Let him then who has understanding look that he hold not his peace; let him who has affluence not be dead to mercy; let him who has the art of guiding life communicate its use with his neighbour; and him who has the faculty of eloquence intercede with the rich for the poor. For the very least endowment will be reckoned as a talent entrusted for use.
Well done is an interjection of joy; the Lord showing us therein the joy with which He invites the servant who labours well to eternal bliss; of which the Prophet speaks, In thy presence is fulness of joy.
(non occ.) In the foregoing parable is set forth the condemnation of such as have not prepared sufficient oil for themselves, whether by oil is meant the brightness of good works, or inward joy of conscience, or alms paid in money.
(ord.) And straightway took his journey, not changing his place, but leaving them to their own freewill and choice of action.
(non occ.) Faithful, because he appropriated to himself none of those things which were his lord's.
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This verse
The master praises the first servant as good and faithful, promises him rule over many things for his faithfulness in a few, and welcomes him into his own joy.
“His lord said unto him, Well done, thou good and faithful servant:”
The verdict comes first and is wholehearted, praise for the servant’s character as well as his work.
“thou hast been faithful over a few things,”
A fortune counts as “a few things” beside what follows.
“I will make thee ruler over many things:”
The reward for faithful service is wider service and greater trust.
“enter thou into the joy of thy lord.”
The servant is welcomed into his master’s own gladness.
Passage studyMatthew 25:14–30
Faithful Servants and the Master’s Return
Summary
A man about to travel into a far country calls his servants and hands his wealth over to them: five talents to one, two to another and one to a third, each according to his ability. The first two go to work with the money and double it. The third digs a hole and hides his. After a long time the master comes home and settles accounts. He greets the two who doubled his money with the same words, “Well done, good and faithful servant”, sets them over many things and brings them into his joy. The third servant hands back the bare talent with an excuse that blames his master, and he loses even that and is cast into outer darkness.
Jesus told this story to his disciples to show how his people are to live between his going away and his coming again. Everything we have is his, he has trusted us with it, he will ask what we did with it, and he is generous beyond measure to those who served him faithfully.
Why Jesus told the parable of the talents
Jesus gave this parable on the Mount of Olives in the last days before his crucifixion, as part of his long answer to the disciples about the end of the age and his coming (Matthew 24–25). That discourse is his final great block of teaching before the cross.
Matthew 24 speaks of the destruction of the temple, the signs before his return and the need to be ready. The three teachings that fill Matthew 25 then show what readiness means. The parable of the ten virgins (Matthew 25:1–13) calls for watchfulness while the bridegroom delays. The talents turn from waiting to working, and show readiness as faithful, fruitful use of what the master has left in our hands. The judgment of the sheep and the goats (Matthew 25:31–46) follows, with the King judging the nations.
The opening words, “For the kingdom of heaven is as a man”, tie the story to what Jesus has just said and set up a comparison, as the parables of the kingdom do in Matthew 13. The man is Christ. He went away when he rose from the dead and ascended to the Father, and the angels promised that he would come back (Acts 1:9–11). The “far country” pictures a real and long absence, the time in which we now live. Before he went he gave his followers their work, to be his witnesses to the ends of the earth (Acts 1:8), and he will come again in power as King and Judge (Revelation 19:11–16).
His own servants and his goods
The men he calls are “his own servants”. The word doûlos means a slave or bondman, one who belongs to a master, whether by force or by choice. In the households of that day such servants, and freedmen too, could hold great responsibility, even running an estate while the owner was away. The same word names the servants all through the story, and it names us, who belong to Christ and serve him willingly.
He “delivered unto them his goods”. The verb paradídōmi means to hand over or entrust, and the second servant uses it again when he reports, “thou deliveredst unto me two talents” (verse 22). The “goods”, hypárchonta, are the things a man has in hand, his property. They remain “his goods” the whole time, and the narrator later calls the buried talent “his lord’s money”. So the parable’s first lesson is that we are stewards. Our time, abilities, possessions and opportunities, the gifts of the Spirit and the gospel itself belong to Christ and are held in trust for him. Peter tells each believer to use the gift he has received as a good steward of God’s grace (1 Peter 4:10).
What was a talent?
A talent, tálanton, was a weight, and from that a sum of money, usually of silver or gold. The word goes back to the idea of a balance holding weights. It was an enormous sum. A talent of silver was worth about 6,000 denarii, and since a denarius was a common day’s wage, one talent came to something like fifteen to twenty years of a labourer’s pay. Even the servant who received one talent was trusted with a fortune.
Our English word “talent”, meaning a natural gift or skill, comes from this parable. In the story the talent is money, and what it pictures is wide: every resource, gift, opportunity and responsibility God entrusts to his people, our natural abilities among them. Paul writes of gifts that differ according to the grace given to each (Romans 12:6–8) and of the one Spirit dividing his gifts among believers as he wills (1 Corinthians 12:4–11), and the ascended Christ gave gifts to his church to build it up (Ephesians 4:7–13).
Why did the servants receive different amounts?
The master gave “to every man according to his several ability”, that is, by each man’s own ability. The word for ability, dýnamis, means power, strength or capacity, here each servant’s capacity to manage and increase what he was given. The master knew his servants and gave each what he could carry. God gives to us with the same wisdom and with perfect knowledge of every one of us. The amounts differ and the call is the same for all, since to whom much is given, much will be required (Luke 12:48). Each servant answers for his own portion, and the master’s later praise shows that the size of it was his choice and faithfulness with it was theirs.
Then the master “straightway took his journey”. Once the money was in their hands he left at once, and the time of their stewardship began.
Two servants put the money to work
“Then he that had received the five talents went and traded with the same, and made them other five talents.” “Received” is lambánō, which can mean to take hold of something and also, as here, to receive what another gives. “Traded” is ergázomai, to work or labour, and here it means he did business with the money. “Made” is poiéō, the common verb to make or do. He doubled his master’s money.
The second servant did “likewise”, hōsaútōs, in the same way. He “gained other two”. Dýo is simply the number two, and kerdaínō means to gain or make a profit. Two talents became four. The two gains differ in size and match in kind, each servant doubling what he was given.
These two show us what faithfulness looks like: steady, diligent work with what belongs to the master, kept up through his whole absence. Jesus says that whoever is faithful in a little is faithful also in much (Luke 16:10). Paul says that what is required of stewards is that they be found faithful (1 Corinthians 4:2), and that he who sows bountifully shall reap bountifully (2 Corinthians 9:6). Luke records a parable close to this one, in which a nobleman’s servants trade with his pounds and give account to him when he returns as king (Luke 19:12–27).
The servant who buried his talent
“But he that had received one went and digged in the earth, and hid his lord’s money.” He dug, orýssō, and hid the money away, apokrýptō. Burying valuables was a common and fairly secure way to protect them in a world without banks for ordinary people, and Jesus tells of a treasure hidden in a field in Matthew 13:44. In the ground the money was safe, and it also lay there and grew by nothing at all. The servant put his effort into keeping his master’s money out of use.
“His lord’s money” reminds us whose it was. The talent came back whole, and the rest of the story shows that his failure lay in his heart toward his master and in the work he left undone. His reason is kept back until he gives it to the master’s face in verse 24.
After a long time, the reckoning
“After a long time the lord of those servants cometh, and reckoneth with them.” The long time, meta polyn chronon, gives the servants their opportunity and tests whether their faithfulness lasts. It answers to the time between Christ’s ascension and his return, a time whose length is known to God alone. Peter says that a day with the Lord is as a thousand years and that what looks like delay is his patience (2 Peter 3:8–9). The long wait is the time he gives us to serve him.
“The lord” is kýrios, the one supreme in authority, a master, and the word is used again and again for God and for Christ. The first two servants address him by it when they report. “Reckoneth with them” translates synaírō, to compute or settle, used with lógos, an account. Together they mean to settle accounts, a careful and exact reckoning. Every one of us will give account of himself to God (Romans 14:12), and we must all appear before the judgment seat of Christ (2 Corinthians 5:10).
For those who belong to Christ this reckoning is a day to look forward to. He has already settled the account of our sins at the cross, forgiving us all trespasses (Colossians 2:13–14). What is weighed at his coming is the work we have built on him, and faithful work receives its reward (1 Corinthians 3:12–15).
“Well done, good and faithful servant”
The first servant comes and brings “other five talents”. His report begins with what he was given, “Lord, thou deliveredst unto me five talents”, because he knows where everything started. Then he says, “behold, I have gained beside them five talents more.” “Behold” is íde, an interjection, “see!”, which calls attention to what follows and gives it weight. “Beside them” is epí with autós, “in addition to them”, so these five are counted over and above the first five. The second servant’s report runs the same way, “two other talents beside them”, where “other” is állos, another, marking a second pair of talents distinct from the first.
The master answers each of them with the same words: “Well done, good and faithful servant”. Eû, “well done”, is a hearty word of approval. “Good” is agathós, good in character, and “faithful” is pistós, trustworthy and reliable. The master praises who his servants are along with what they made, because their faithfulness produced the gain.
“Thou hast been faithful over a few things”. Five talents was a fortune, and the master calls it “a few things” beside what he is about to give. “I will make thee ruler over many things” uses kathístēmi, to appoint or set over. The reward for faithfulness is a larger share in the master’s own affairs, more trust and more responsibility, and faithful service now opens onto greater service in his kingdom. In the parable of the pounds the faithful servant is likewise given authority (Luke 19:17). Christ promises those who overcome a place with him on his throne (Revelation 3:21), and if we endure we shall also reign with him (2 Timothy 2:12). God is the rewarder of those who diligently seek him (Hebrews 11:6).
Why do the servants with five and with two hear the same praise?
The master measures faithfulness against what each servant was given. Each doubled what he received, and so each hears the same commendation, the same promise of rule and the same welcome into joy, word for word. The numbers five and two show how unequal the gifts were, and the identical words show how equal the faithfulness was. A servant with a smaller trust stands as high in his master’s eyes as one with a larger.
What is the joy of thy lord?
It is the master’s own gladness, which the faithful servant is brought in to share. Chará is the ordinary word for joy or gladness, and it can also mean something that causes joy. The servant is told to “enter” it, and so the reward is a joy he goes into and lives in, the delight of his master over work well done, shared in his master’s presence. In God’s presence is fulness of joy (Psalm 16:11). Jesus himself, for the joy that was set before him, endured the cross (Hebrews 12:2), and his faithful servants are brought into that joy of his. Paul looked for the crown of righteousness the Lord will give to all who love his appearing (2 Timothy 4:8), and those in Christ are heirs of God and joint-heirs with him (Romans 8:17). The joy of the faithful is the opposite of the weeping in verse 30, for God will wipe away all tears from their eyes (Revelation 21:4).
“I knew thee that thou art an hard man”
The third servant comes last, and his first words are an accusation. “Lord, I knew thee that thou art an hard man”. Ginṓskō is the usual word for knowing, to know, perceive or understand, and he claims to know his master’s character. Sklērós, “hard”, means dry, tough, harsh or severe, and of a person it means stern and demanding.
He spells it out with a saying from the harvest field: “reaping where thou hast not sown, and gathering where thou hast not strawed”. Sowing and scattering seed are the first work of farming, and reaping and gathering come at the end. “Strawed” is diaskorpízō, to scatter, used of scattering seed and of winnowing. The servant is calling his master a man who takes the harvest of other men’s sowing, an exploiter who lives off the labour of others.
The charge is false, and the story itself shows it. This master handed out a fortune before he left, trusted each man as far as his ability allowed, and met the faithful with praise and joy. The servant’s picture of his master came from his own fear, and he used it to excuse himself and lay the blame on his lord.
How we think of God shapes how we serve him. A servant who sees him as harsh and grasping will hide from him, and a servant who knows him as he is, just and generous, will work for him gladly. In Christ we see who God is. He is “the Lamb of God, which taketh away the sin of the world” (John 1:29), who gave himself for us (Galatians 2:20). Christ sowed his own life before he reaped any harvest, like the corn of wheat that falls into the ground and dies and brings forth much fruit (John 12:24).
“And I was afraid”
“And I was afraid, and went and hid thy talent in the earth: lo, there thou hast that is thine.” Phobéō means to be afraid or alarmed, and it can also mean to stand in awe. The fear of the Lord that Scripture praises leads to wisdom and obedience, and this servant’s fear froze him. He “hid” the talent, krýptō, to hide or conceal, sometimes to keep safe by hiding, and he put it in the gē, the earth or ground.
Then he says, “lo, there thou hast that is thine.” “Lo” is íde, the same word with which the faithful servants said “behold”. They pointed to the gain, and he points to the bare talent. “That is thine” is sós, yours. He believes that handing back exactly what was his master’s settles his duty, and he takes no responsibility for its increase.
God has given us a spirit of power, of love and of a sound mind (2 Timothy 1:7), and Proverbs warns that the fear of man brings a snare (Proverbs 29:25). The strength to serve comes from Christ (Philippians 4:13), and from the Comforter he sent to be with us for ever (John 14:16–17).
“Thou wicked and slothful servant”
The master answers with two words for the man. Ponērós, “wicked”, means evil, harmful in what it does and in its effect. Oknērós, “slothful”, means slow, idle and hesitant, reluctant to act. The servant called his conduct caution, and his master names it wickedness and sloth.
Then he takes up the servant’s own words: “thou knewest that I reap where I sowed not, and gather where I have not strawed”. The verb is diaskorpízō again. The master repeats the servant’s claim and judges him by it, so that the excuse becomes the charge.
“Thou oughtest therefore to have put my money to the exchangers”. “Oughtest” is deî, it is necessary, one must, here a matter of duty. “Therefore” is oûn, which draws the consequence. If the servant believed his master expected a return, the least he could have done was earn one. “Money” is argýrion, silver, cash. The exchangers, trapezítēs, were bankers and money-changers, named from the table at which they did business. They took deposits and paid interest, and handing the talent to them was the easiest and safest use of money there was. At his coming the master “should have received mine own with usury”.
What does usury mean here?
Here it means interest, the ordinary return on money deposited with bankers. Tókos means birth or offspring, and from that the produce of money lent. The English word “usury” later came to mean excessive interest, and the law forbade an Israelite to charge interest to a poor brother (Exodus 22:25, Leviticus 25:36), though interest could be taken from a foreigner. By the time of Jesus lending and banking were settled practice, and the master asks only for the fair return his money could have earned.
Why is he called wicked when he did nothing?
His idleness came from a false and bitter view of his master, and it betrayed the trust his master had placed in him. He chose his fear, let it rule him, and dishonoured the one he served. Leaving the Lord’s work undone is a real failure of duty and of love, a waste of his grace and gifts. Jesus teaches that the servant who knew his lord’s will and left it undone bears the heavier blame (Luke 12:47–48).
“Unto every one that hath shall be given”
“Take therefore the talent from him, and give it unto him which hath ten talents.” “Take” is aírō, to lift up and so to take away, and “give” is dídōmi, to give, the same verb used in verse 15 when the master first gave out the talents. The talent goes to the servant who proved most fruitful.
Then comes the saying that explains it: “For unto every one that hath shall be given, and he shall have abundance: but from him that hath not shall be taken away even that which he hath.” Échō means to have or hold. “Given” is dídōmi again. “Shall have abundance” is perisseúō, to abound, to have more than enough. “Taken away” is aírō, the same verb as “Take” in verse 28. Jesus also speaks this saying in Matthew 13:12, and it closes the parable of the pounds, “unto every one which hath shall be given” (Luke 19:26).
“Him that hath” is the servant who used what he was given and so has something to show. “Him that hath not” held a talent and had nothing to show for it, and he loses the talent too. In the life of a believer what is lost can be opportunities to serve that were refused, gifts left unused and understanding left to fade. Proverbs says, “There is that scattereth, and yet increaseth” (Proverbs 11:24). Christ came that we might have life and have it more abundantly (John 10:10), and the faithful are promised a rich entrance into his everlasting kingdom (2 Peter 1:11).
Is it unfair to take from the one who had least?
The saying rewards faithfulness, and the judgment rests on what each servant did with what he was given. The talents were handed out by each man’s ability, and the servant with one had a fortune and the same opportunity as the others. His loss came from his own fear and idleness, and Scripture shows the same pattern wherever it speaks of sowing and reaping, diligence and sloth.
“Into outer darkness”
“And cast ye the unprofitable servant into outer darkness: there shall be weeping and gnashing of teeth.” Achreîos, “unprofitable”, means useless, of no service to his master. Exṓteros, “outer”, is the comparative of the word for outside, so outer or exterior. Skótos is darkness. Feasts were held in lighted houses, and to be cast into the darkness outside was to be shut out from the light, warmth and fellowship within. Jesus speaks of outer darkness in the same way in Matthew 8:12 and in the parable of the wedding feast (Matthew 22:13).
“Weeping and gnashing of teeth” pairs weeping, klauthmós, with brygmós, the grinding or gnashing of the teeth, an expression of anger, pain or suffering. Jesus joins the two several times in Matthew, as in the parable of the tares (Matthew 13:42) and the warning about the evil servant (Matthew 24:51), and the phrase always belongs to final judgment. It speaks of grief, regret and anguish over a loss that is final.
The faithful enter the joy of their lord, and the unprofitable servant is put outside into the dark. Christ is the light that shines in the darkness (John 1:5), and to be shut out from his presence is to be shut out from the light.
Is outer darkness a real place?
It is Jesus’ picture of the final separation from God’s presence, light and blessing, the end of those who are eternally separated from him, which we call hell. It joins the image of a night outside a lit feast with what darkness means across Scripture: evil, sorrow and the absence of God’s favour. Jesus uses it so that we will feel the weight of what is lost. Whoever believes in the Son is free of that condemnation (John 3:18).
Christ, the faithful Servant and the returning Lord
Christ is the master who went away and will come again to reckon with his servants, and he promises that he comes quickly with his reward (Revelation 22:12). The Son of man will come in glory (Matthew 24:30), and God has ordained him to judge the living and the dead (Acts 10:42).
He is also the faithful servant the parable praises. Isaiah calls him the LORD’s servant, in whom God delights (Isaiah 42:1). He humbled himself and became obedient unto death, even the death of the cross (Philippians 2:5–8). He laid down his life of his own will (John 10:17–18) and finished the work the Father gave him to do (John 17:4). Because he was faithful, all power in heaven and in earth was given to him, and with that power he sent his disciples to make disciples of all nations (Matthew 28:18–20). He has entered the joy set before him, and he brings his people into it.
People ask whether the parable teaches that we earn our place in his joy. Salvation is God’s gift, by grace through faith, and we are his workmanship, created in Christ Jesus for the good works he prepared for us (Ephesians 2:8–10). The fruit the faithful servants bring is the fruit of a faith that is real. We bear it by abiding in Christ as branches abide in the vine, and the Father is glorified when we bear much fruit (John 15:1–8).
What the parable shows us of our Lord
This parable shows us a Lord who trusts his servants. He hands over his own wealth, he knows each of us and gives according to what we can bear, and he goes away long enough for our faithfulness to be real. He gives something to every servant, even the one who received least, and his praise goes to faithfulness, so the servant with two talents hears every word the servant with five heard.
All that we have is his: the gospel, the gifts of the Spirit, our time, work and means. He gives it so that his body, the church, is built up (1 Corinthians 12:27), and whatever we do for him we do as for the Lord, who will give the reward of the inheritance (Colossians 3:23–24). Knowing Christ himself is worth more than all else (Philippians 3:8–10).
The parable also shows us what fear does. The third servant’s trouble began with a false picture of his master and ended with a buried talent. In Christ we have the true picture of God, a Lord who gave himself before he asked anything of us. And it shows us how the story ends: the Lord comes back, settles accounts, says “Well done” to his servants and brings them into his joy.
Matthew 25:14
“For the kingdom of heaven is as a man travelling into a far country,”
“For” ties the story to what Jesus has just taught about watching for his coming. The far country pictures Christ’s ascension and the long time before his return.
“who called his own servants,”
They already belong to him. He summons men under his authority and care, as Christ calls his disciples, and all believers after them, into his service.
“and delivered unto them his goods.”
He hands over what is his and keeps the ownership. The servants are trusted as managers, and what they hold is for his purposes.
Matthew 25:15
“And unto one he gave five talents, to another two, and to another one;”
“Gave” is dídōmi. The master alone decides the amounts, and even one talent was a fortune.
“to every man according to his several ability;”
In the KJV “several” means each man’s own. The distribution is unequal and wise.
“and straightway took his journey.”
“Straightway”, euthéōs, means at once. With the money given, the master leaves and the servants’ stewardship begins.
Matthew 25:16
“Then he that had received the five talents”
The man trusted with the most.
“went and traded with the same,”
“Went” is poreúomai, to go on one’s way. He took the master’s money and did business with it.
“and made them other five talents.”
He kept the five and made five more, doubling his master’s capital.
Matthew 25:17
“And likewise he that had received two,”
Two talents was less than five and still a large sum and a real trust.
“he also gained other two.”
The same doubling as the first servant, from a smaller start, and later the same praise.
Matthew 25:18
“But he that had received one”
“But” sets him apart from the other two. The smallest trust carried the same responsibility.
“went and digged in the earth,”
He went out as the others did, and his going ended in a hole in the ground.
“and hid his lord’s money.”
The money was his lord’s, and hiding it kept it safe and out of use.
Matthew 25:19
“After a long time”
Long enough for the servants to act, and long enough that faithfulness had to last. The length is left open, as the day of Christ’s return is unknown to us.
“the lord of those servants cometh,”
His return is certain, and he comes with a purpose.
“and reckoneth with them.”
He settles accounts with each servant in turn, and each must answer for what he was given.
Matthew 25:20
“And so he that had received five talents came and brought other five talents,”
He comes ready, with the gain in hand.
“saying, Lord, thou deliveredst unto me five talents:”
He starts from his master’s gift and names it exactly.
“behold, I have gained beside them five talents more.”
The original five and five more besides, all of it the master’s.
Matthew 25:21 This verse
“His lord said unto him, Well done, thou good and faithful servant:”
The verdict comes first and is wholehearted, praise for the servant’s character as well as his work.
“thou hast been faithful over a few things,”
A fortune counts as “a few things” beside what follows.
“I will make thee ruler over many things:”
The reward for faithful service is wider service and greater trust.
“enter thou into the joy of thy lord.”
The servant is welcomed into his master’s own gladness.
Matthew 25:22
“He also that had received two talents came and said,”
“He also” renders dé and kaí, “and” and “also”. His report follows the first servant’s step by step.
“Lord, thou deliveredst unto me two talents:”
The same verb, paradídōmi, that described the master handing over his goods in verse 14.
“behold, I have gained two other talents beside them.”
Two talents became four.
Matthew 25:23
“His lord said unto him, Well done, good and faithful servant;”
Word for word the praise given to the man with five.
“thou hast been faithful over a few things, I will make thee ruler over many things:”
The same promise, though his gain was two talents where the first servant’s was five.
“enter thou into the joy of thy lord.”
The same joy for both.
Matthew 25:24
“Then he which had received the one talent came and said,”
He comes with a defence where the others came with a report.
“Lord, I knew thee that thou art an hard man,”
He calls him Lord and in the same breath accuses him.
“reaping where thou hast not sown, and gathering where thou hast not strawed:”
A pair of harvest sayings that say the same thing twice: a master who takes the crop of other men’s work.
Matthew 25:25
“And I was afraid,”
Fear is the reason he gives for everything that followed.
“and went and hid thy talent in the earth:”
“Thy talent”: he admits whose it was.
“lo, there thou hast that is thine.”
He hands back the bare sum as though that settled his duty.
Matthew 25:26
“His lord answered and said unto him,”
The master answers the excuse directly and with authority.
“Thou wicked and slothful servant,”
He gives the true names to what the servant called caution.
“thou knewest that I reap where I sowed not, and gather where I have not strawed:”
He repeats the servant’s own words and judges him by them.
Matthew 25:27
“Thou oughtest therefore to have put my money to the exchangers,”
The smallest and safest step was open to him, and he took none.
“and then at my coming I should have received mine own with usury.”
“Mine own”: the money and its increase belonged to the master, and “my coming” is the day of reckoning.
Matthew 25:28
“Take therefore the talent from him,”
“Therefore”, oûn, draws the consequence from what the servant has just admitted.
“and give it unto him which hath ten talents.”
The servant who began with five and now has ten receives it.
Matthew 25:29
“For unto every one that hath shall be given, and he shall have abundance:”
Faithful use leads to more, and to more than enough.
“but from him that hath not shall be taken away even that which he hath.”
He has a talent and has nothing to show for it, and he loses both the fruit he never bore and the talent itself.
Matthew 25:30
“And cast ye the unprofitable servant”
The command goes to others standing by. “Unprofitable” is the master’s verdict on a servant who was of no use to him.
“into outer darkness:”
Outside the lit house of the master, away from his joy.
“there shall be weeping and gnashing of teeth.”
Jesus’ phrase for the grief and anguish of those who are judged.
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