Psalm 49:12
“The Folly of Trusting in Riches”Psalm 49:5–12
Bible text: King James Version (1769 Blayney text) · Public domain
Bible text: Berean Standard Bible · Public domain
Bible text: American Standard Version (1901) · Public domain
Bible text: World English Bible, Messianic edition · Public domain
Bible text: Geneva Bible (1599) · Public domain
Bible text: Young's Literal Translation · Public domain
- וְאָדָםve·'a·Damand humankindH120Conj-w ¦ N-msNoun Singular Masculine Absoluteוְandאָדָםhumankind
- בִּיקָרBi·korin honorH3366Prep-b ¦ N-msNoun Singular Masculine Absoluteבִּinיקָרhonor
- בַּלbalnotH1077NegParticle Negative
- יָלִיןya·Linhe remainsH3885V-Qal-Imperf-3msVerb Qal Imperfect 3rd Singular Masculine
- נִמְשַׁלnim·Shalhe is likeH4911V-Niphal-Perf-3msVerb Niphal Perfect 3rd Singular Masculine
- כַּבְּהֵמוֹתka·be·he·Motlike the animalsH929Prep-k ¦ N-fpNoun Plural Feminine Absoluteכַּlike theבְּהֵמוֹתanimals
- נִדְמוּnid·Mu[which] they are destroyedH1820V-Niphal-Perf-3cpVerb Niphal Perfect 3rd Plural common gender
English is a literal word-by-word gloss of the Hebrew, not the KJV's wording. Why?
This is the original text the KJV's translators worked from — each Hebrew word with its own literal English meaning in this verse, prepared by scholars at Tyndale House, Cambridge. The KJV translates whole sentences, not word by word, so its wording differs: one Hebrew word can become several English words, and the KJV may choose “the LORD” where the gloss reads “Yahweh”. Both are faithful — they answer different questions. For the KJV's own rendering, switch to the KJV text.
Words in [ ] are added by the English.
Details
Study this verse
Public-domain commentary
Matthew Henry
From his Commentary on the Whole Bible. Henry wrote on whole passages, and this entry covers Psalm 49:6–14. He set out his notes in a three-level outline, kept here as he numbered it.
In these verses we have,
I.A description of the spirit and way of worldly people, whose portion is in this life, Psalm 17:14.
It is taken for granted that they have wealth, and a multitude of riches (Psalm 49:6), houses and lands of inheritance, which they call their own, Psalm 49:11. God often gives abundance of the good things of this world to bad men who live in contempt of him and rebellion against him, by which it appears that they are not the best things in themselves (for then God would give most of them to his best friends), and that they are not the best things for us, for then those would not have so much of them who, being marked for ruin, are to be ripened for it by their prosperity, Proverbs 1:32. A man may have abundance of the wealth of this world and be made better by it, may thereby have his heart enlarged in love, and thankfulness, and obedience, and may do that good with it which will be fruit abounding to his account; and therefore it is not men's having riches that denominates them worldly, but their setting their hearts upon them as the best things; and so these worldly people are here described.
1.They repose a confidence in their riches: They trust in their wealth (Psalm 49:6); they depend upon it as their portion and happiness, and expect that it will secure them from all evil and supply them with all good, and that they need nothing else, no, not God himself. Their gold is their hope (Job 31:24), and so it becomes their God. Thus our Saviour explains the difficulty of the salvation of rich people (Mark 10:24): How hard is it for those that trust in riches to enter into the kingdom of God! See 1 Timothy 6:17.
2.They take a pride in their riches: They boast themselves in the multitude of them, as if they were sure tokens of God's favour and certain proofs of their own ingenuity and industry (my might, and the power of my hand, have gotten me this wealth), as if they made them truly great and happy, and more really excellent than their neighbours. They boast that they have all they would have (Psalm 10:3) and can set all the world at defiance (I sit as a queen, and shall be a lady for ever); therefore they call their lands after their own names, hoping thereby to perpetuate their memory; and, if their lands do retain the names by which they called them, it is but a poor honour; but they often change their names when they change their owners.
3.They flatter themselves with an expectation of the perpetuity of their worldly possessions (Psalm 49:11): Their inward thought is that their houses shall continue for ever, and with this thought they please themselves. Are not all thoughts inward? Yes; but it intimates,
(1.)That this thought is deeply rooted in their minds, is rolled and revolved there, and carefully lodged in the innermost recesses of their hearts. A godly man has thoughts of the world, but they are his outward thoughts; his inward thought is reserved for God and heavenly things: but a worldly man has only some floating foreign thoughts of the things of God, while his fixed thought, his inward thought, is about the world; that lies nearest his heart, and is upon the throne there.
(2.)There it is industriously concealed. They cannot, for shame, say that they expect their houses to continue for ever, but inwardly they think so. If they cannot persuade themselves that they shall continue for ever, yet they are so foolish as to think their houses shall, and their dwelling-places; and suppose they should, what good will that do them when they shall be no longer theirs? But they will not; for the world passes away, and the fashion of it. All things are devoured by the teeth of time.
II.A demonstration of their folly herein.
In general (Psalm 49:13), This their way is their folly. Note, The way of worldliness is a very foolish way: those that lay up their treasure on earth, and set their affections on things below, act contrary both to right reason and to their true interest. God himself pronounced him a fool who thought his goods were laid up for many years, and that they would be a portion for his soul, Luke 12:19, Luke 12:20. And yet their posterity approve their sayings, agree with them in the same sentiments, say as t hey say and do as they do, and tread in the steps of their worldliness. Note, The love of the world is a disease that runs in the blood; men have it by kind, till the grace of God cures it. To prove the folly of carnal worldlings he shows,
1.That with all their wealth they cannot save the life of the dearest friend they have in the world, nor purchase a reprieve for him when he is under the arrest of death (Psalm 49:7-9): None of them can by any means redeem his brother, his brother worldling, who would give counter-security out of his own estate, if he would but be bail for him: and gladly he would, in hopes that he might do the same kindness for him another time. But their words will not be taken one for another, nor will one man's estate be the ransom of another man's life. God does not value it; it is of no account with him; and the true value of things is as they stand in his books. His justice will not accept it by way of commutation or equivalent. The Lord of our brother's life is the Lord of our estate, and may take both if he please, without either difficulty to himself or wrong to us; and therefore one cannot be ransom for another. We cannot bribe death, that our brother should still live, much less that he should live for ever, in this world, nor bribe the grave, that he should not see corruption; for we must needs die, and return to the dust, and there is no discharge from that war. What folly is it to trust to that, and boast of that, which will not enable us so much as for one hour to respite the execution of the sentence of death upon a parent, a child, or friend that is to us as our own soul! It is certainly true that the redemption of the soul is precious and ceaseth for ever; that is, life, when it is going, cannot be arrested, and when it is gone it cannot be recalled, by any human art, or worldly price. But this looks further, to the eternal redemption which was to be wrought out by the Messiah, whom the Old Testament saints had an eye to as the Redeemer. Everlasting life is a jewel of too great a value to be purchased by the wealth of this world. We are not redeemed with corruptible things, such as silver and gold, 1 Peter 1:18, 1 Peter 1:19. The learned Dr. Hammond applies the Psalm 49:8 and Psalm 49:9 verses expressly to Christ: "The redemption of the soul shall be precious, shall be high-prized, it shall cost very dear; but, being once wrought, it shall cease for ever, it shall never need to be repeated, Hebrews 9:25, Hebrews 9:26; Hebrews 10:12. And he (that is, the Redeemer) shall yet live for ever, and shall not see corruption; he shall rise again before he sees corruption, and then shall live for evermore," Revelation 1:18. Christ did that for us which all the riches of the world could not do; well therefore may he be dearer to us than any worldly things. Christ did that for us which a brother, a friend, could not do for us, no, not one of the best estate or interest; and therefore those that love father or brother more than him are not worthy of him. This likewise shows the folly of worldly people, who sell their souls for that which would never buy them.
2.That with all their wealth they cannot secure themselves from the stroke of death. The worldling sees, and it vexes him to see it, that wise men die, likewise the fool and the brutish person perish, Psalm 49:10. Therefore he cannot but expect that it will, at length, come to his own turn; he cannot find any encouragement to hope that he himself shall continue for ever, and therefore foolishly comforts himself with this, that, though he shall not, his house shall. Some rich people are wise, they are politicians, but they cannot out-wit death, nor evade his stroke, with all their art and management; others are fools and brutish (Fortuna favet fatuis - Fools are Fortune's favourites); these, though they do no good, yet perhaps do no great hurt in the world: but that shall not excuse them; they shall perish, and be taken away by death, as well as the wise that did mischief with their craft. Or by the wise and the foolish we may understand the godly and the wicked; the godly die, and their death is their deliverance; the wicked perish, and their death is their destruction; but, however, they leave their wealth to others.
(1.)They cannot continue with it, nor will it serve to procure them a reprieve. That is a frivolous plea, though once it served a turn (Jeremiah 41:8), Slay us not, for we have treasures in the field.
(2.)They cannot carry it away with them, but must leave it behind them.
(3.)They cannot foresee who will enjoy it when they have left it; they must leave it to others, but to whom they know not, perhaps to a fool (Ecclesiastes 2:19), perhaps to an enemy.
3.That, as their wealth will stand them in no stead in a dying hour, so neither will their honour (Psalm 49:12): Man, being in honour, abides not. We will suppose a man advanced to the highest pinnacle of preferment, as great and happy as the world can make him, man in splendour, man at his best estate, surrounded and supported with all the advantages he can desire; yet then he abides not. His honour does not continue; that is a fleeting shadow. He himself does not, he tarries not all night; this world is an inn, in which his stay is so short that he can scarcely be said to get a night's lodging in it; so little rest is there in these things; he has but a baiting time. He is like the beasts that perish; that is, he must as certainly die as the beasts, and his death will be as final a period to his state in this world as theirs is; his dead body likewise will putrefy as theirs does; and (as Dr. Hammond observes) frequently the greatest honours and wealth, unjustly gotten by the parent, descend not to any one of his posterity (as the beasts, when they die, leave nothing behind them to their young ones, but the wide world to feed in), but fall into other hands immediately, for which he never designed to gather them.
4.That their condition on the other side of death will be very miserable. The world they dote upon will not only not save them from death, but will sink them so much the lower into hell (Psalm 49:14): Like sheep they are laid in the grave. Their prosperity did but feed them like sheep for the slaughter (Hosea 4:16), and then death comes, and shuts them up in the grave like fat sheep in a fold, to be brought forth to the day of wrath, Job 21:30. Multitudes of them, like flocks of sheep dead of some disease, are thrown into the grave, and there death shall feed on them, the second death, the worm that dies not, Job 24:20. Their own guilty consciences, like so many vultures, shall be continually preying upon them, with, Son, remember, Luke 16:25. Death insults and triumphs over them, as it is represented in the fall of the king of Babylon, at which hell from beneath is moved, Isaiah 14:9, etc. While a saint can ask proud Death, Where is thy sting? Death will ask the proud sinner, Where is thy wealth, thy pomp? and the more he was fattened with prosperity the more sweetly will death feed on him. And in the morning of the resurrection, when all that sleep in the dust shall awake (Daniel 12:2), the upright shall have dominion over them, shall not only be advanced to the highest dignity and honour when they are filled with everlasting shame and contempt, elevated to the highest heavens when they are sunk to the lowest hell, but they shall be assessors with Christ in passing judgment upon them, and shall applaud the justice of God in their ruin. When the rich man in hell begged that Lazarus might bring him a drop of water to cool his tongue he owned that that upright man had dominion over him, as the foolish virgins also owned the dominion of the wise, and that they lay much at their mercy, when the begged, Give us of your oil. Let this comfort us in reference to the oppressions which the upright are now often groaning under, and the dominion which the wicked have over them. The day is coming when the tables will be turned (Esther 9:1) and the upright will have the dominion. Let us now judge of things as they will appear at that day. But what will become of all the beauty of the wicked? Alas! that shall all be consumed in the grave from their dwelling; all that upon which they valued themselves, and for which others caressed and admired them, was adventitious and borrowed; it was paint and varnish, and they will rise in their own native deformity. The beauty of holiness is that which the grave, that consumes all other beauty, cannot touch, or do any damage to. Their beauty shall consume, the grave (or hell) being a habitation to every one of them; and what beauty can be there where there is nothing but the blackness of darkness for ever?
Historical interpretation
Three Centuries of Reception
7 surviving comments on this verse. Each one is dated, so this reads as a timeline rather than a list.
Select a marker to jump to its quote. Markers stagger vertically where authors wrote within a few decades of each other.
David wept for Adam,
at how he fell
from that royal abode
to the abode of wild animals.
Because he went astray through a beast
he became like the beasts.
He ate, together with them
as a result of the curse,
grass and roots,
and he died, becoming their peer.
Blessed is he who set him apart
from the wild animals again.
Humankind, then, having been advanced above other created things in honor, did not understand and neglected to follow God and to become like the Creator. Becoming a slave of the passions of the flesh, “he is compared with senseless beasts and is become like them”: now he is like an amorous horse that neighs after his neighbor’s wife, now like a ravenous wolf, lying in wait for strangers, but at another time, because of his deceit toward his brother, he makes himself like the villainous fox. Truly, there is excessive folly and beast-like lack of reason, that he, made according to the image of the Creator, neither perceives his own constitution from the beginning, nor even wishes to understand such great dispensations that were made for his sake, at least, to learn his own dignity from them, but that he is unmindful of the fact that, throwing aside the image of the heavenly, he has taken up the image of the earthly. In order that he might not remain in sin, for his sake “The Word was made flesh and dwelled among us,” and he humbled himself to such an extent as to become “obedient to death, even to death on a cross.”
Despite having so much enjoyment in the present life, possessing many natural advantages by comparison with other living creatures and enjoying a great number of gifts, they did not understand the greatness of the honor conferred on them by God; instead, by their insensitivity to the possession of their attributes they are no different from cattle, which possess no intelligence.… While giving little heed to thanking the giver, they live a heedless life and grow old in their sins. Thus, they also are the objects of a rigorous verdict from God.
The true honor of humankind is to be the image and the likeness of God that is preserved only in relation to him by whom it is impressed. Thus, he clings to God so much the more, the less he loves what is his own. But through the desire of proving his own power, a person by his own will falls down into himself, as into a sort of center. Since he, therefore, wishes to be like God under no one, then as a punishment he is also driven from the center, which he himself is, into the depths, that is, into those things in which the beasts delight; and thus, since the likeness to God is his honor, the likeness to the beasts is his disgrace.
"And man though he was in honour perceived not, he was compared to the beasts without sense, and was made like to them" [Psalm 49:12]....They ought, on the contrary, to have made ready for themselves an eternal house in good works, to have made ready for themselves everlasting life, to have sent before them expenditure, to have followed their works, to have ministered to a needy companion, to have given to him with whom they were walking, not to have despised Christ covered with sores before their gate, who has said, "Inasmuch as you have done it unto one of the least of these My brethren, you have done it unto Me." [Matthew 25:40] However, "man being in honour has not understood." What is, "being in honour"? Being made after the image and likeness of God, man is preferred to beasts. For God has not so made man as He made a beast: but God has made man for beasts to minister to: is it to his strength then, and not to his understanding? Nay. But he "understood not;" and he who was made after the image of God, "is compared to the beasts without sense, and is made like them." Whence it is said elsewhere, "Be not like to horse and mule, in which there is no understanding."
Read and understand these words, that you may rather with a humble spirit guard against the reproach yourself, than arrogantly throw it out against another person.
The honour belonging to rational nature is the discernment that tells good from evil, and those who have destroyed it are justly compared to “mindless cattle,” which have no rational and discerning faculty.
Continue studying Psalm 49:12 across the web’s major study libraries — every link below opens this exact verse, chapter, or book on the destination site.
Read & Compare
- BibleGatewayThis verse in more than 200 translations and 70 languages.
- Bible.comThe YouVersion reader — hundreds of translations, reading plans, and highlights.
- ESV.orgCrossway's official English Standard Version reader.
- NET BibleThe NET translation with 60,000+ translators' notes on every rendering decision.
- STEP BibleTyndale House's free study tool — original text, vocabulary, and scholarly resources.
- BibliaLogos Bible Software's free web reader.
- USCCBThe New American Bible (Revised Edition) with the U.S. bishops' study notes.
Commentaries
- BibleHub CommentariesDozens of classic commentaries on this verse, gathered on one page.
- StudyLightMore than 100 commentary sets — the largest collection on the web.
- BibleRefPlain-English commentary on what this verse means, verse by verse.
- Enduring WordDavid Guzik's free commentary on this chapter, widely used by Bible teachers.
- Bible Study ToolsVerse commentary alongside Greek and Hebrew study aids.
Original Language & Research
- BibleHub InterlinearThe verse word by word — original language, transliteration, and English.
- BibleHub LexiconEvery word's original-language definition and Strong's entry.
- Blue Letter BibleDeep-study tools — Strong's numbers, concordance, and word studies.
- SefariaThe Hebrew text with Rashi and centuries of Jewish commentary.
Sermons, Hymns & Audio
TrulyRandomVerse is not affiliated with these sites and doesn’t control their content. They’re linked because they’re genuinely useful.
Written with AI assistance. Always check it against Scripture.
This verse
Even a person held in the highest honour stays only for a night, and his body dies as the animals die.
“Nevertheless man being in honour abideth not:”
“Nevertheless” sets the truth against the inward thought of verse 11. ʼÂdâm is any human being, yᵉqâr is honour and splendour, and lûwn is to lodge for a night.
“he is like the beasts that perish.”
Dâmâh, to be silenced and cut off. The likeness is in the death of the body, and the psalm turns next to the hope that sets God’s people apart.
Passage studyPsalm 49:5–12
The Folly of Trusting in Riches
Summary
The psalmist asks why he should fear when evil days come and wickedness closes in around him, and he finds his answer by looking closely at the rich and powerful. Their wealth fails at the one point where everything is at stake, because the price of a soul is too high for any man to pay. So the wise, the foolish and the wealthy all die, their riches pass to others, and the lands that carry their names stay behind. The psalm goes on to say where the ransom does come from: “But God will redeem my soul from the power of the grave: for he shall receive me” (Psalm 49:15).
A wisdom psalm for rich and poor alike
Psalm 49 belongs to the psalms of the sons of Korah (Psalms 42 to 49), and it is a wisdom psalm, written to teach. It opens by calling the whole world to listen, rich and poor together, and promises to open a dark saying, a riddle (Psalm 49:1–4). The riddle is one that Psalm 37 and Psalm 73 also take up: the wicked prosper and gain influence while the righteous meet hardship and oppression.
In that day wealth was commonly read as a sign of God’s favour and suffering as a sign of his displeasure, so a rich oppressor could look both powerful and blessed. These eight verses take that view apart by following wealth to the edge of the grave, where its power ends.
Why should I fear in the days of evil?
The psalmist’s question carries its own answer: seen with the wisdom God gives, the evil day has lost its power to terrify him. He puts it as a question so that we will reach the conclusion with him, and the rest of the psalm supplies the reasons.
The verb yârêʼ covers the whole range of fear, from unease to dread, and it is also the word for reverence. “The days of evil” are times of trouble and distress, when wrong is strong and the wicked prosper. In such days he is surrounded, for çâbab means to go around a thing and enclose it on every side, as a besieging army does. What surrounds him is ʻâvôn, a word for perversity and moral evil that can also mean the guilt of a fault and the punishment it brings.
What is “the iniquity of my heels”?
It is wickedness that follows close behind him. In a psalm that sets the proud rich against those who trust God, the phrase fits best as the malice of wicked people who dog his steps and try to trip him. It can also be taken of a person’s own past sins catching up with him, and the evil that follows every one of us in a fallen world lies close to both senses. The “my” speaks for all of us, since the psalmist is addressing the whole world.
His reason for courage comes in what follows. The people who make evil days frightening are the rich and powerful, and verses 6 to 12 show that their power stops at the grave. Then the psalm names the one who is stronger than the grave, the God who will redeem his soul and receive him (Psalm 49:15). This is the confidence David has in the valley of the shadow of death (Psalm 23:4), the confidence God gives when he says, “Fear thou not; for I am with thee” (Isaiah 41:10), and the peace Paul describes when he tells us to bring every care to God in prayer (Philippians 4:6–7).
Trusting in wealth and boasting in riches
Verse 6 describes the people the psalm has in view by two things they do. They trust, and bâṭach means to rely on something and feel confident and secure because of it. Scripture keeps that kind of reliance for God, so wealth trusted in this way has become an idol, a created thing set in the Creator’s place.
The word for wealth, chayil, means strength and ability as well as riches, and it is also a word for an army. That range explains the pull of money, which feels like strength to the one who holds it. They also boast. Hâlal at root means to shine, and so to make a show, and here the action is turned back on the doer: they “boast themselves”. The two halves of the verse belong together, trust being the inward confidence and boasting its outward display, and “the multitude of their riches” shows that the sheer amount is what persuades them they are safe.
The psalms set a better trust beside this one: “Some trust in chariots, and some in horses: but we will remember the name of the LORD our God” (Psalm 20:7). Proverbs gives the outcome of each: “He that trusteth in his riches shall fall: but the righteous shall flourish as a branch” (Proverbs 11:28). Jesus warns, “Take heed, and beware of covetousness: for a man’s life consisteth not in the abundance of the things which he possesseth” (Luke 12:15), and Paul tells Timothy to charge the rich “that they be not highminded, nor trust in uncertain riches, but in the living God, who giveth us richly all things to enjoy” (1 Timothy 6:17).
Does the psalm condemn wealth?
The psalm condemns trust in wealth and the pride that grows from it, and it leaves wealth itself alone. Riches can be a blessing and a means of honouring God (Proverbs 3:9–10), and Abraham and Job were both wealthy men whose trust was in him. The danger Scripture warns of is the love of money and the hope set on it (1 Timothy 6:9–10). The psalm takes the rich as its example because their folly is the easiest to see, and its lesson is for everyone it called to listen: whatever we lean on in God’s place will fail us at death.
The ransom that wealth fails to pay
Verses 7 to 9 are the centre of the passage, and they explain why trusting in riches is folly. “None of them can by any means redeem his brother, nor give to God a ransom for him.”
“None of them” translates ʼîysh, the ordinary word for a man, used here of each one in turn, so that every single man among the rich fails at this point. To redeem, pâdâh, means to sever, and so to ransom or rescue, to set someone free at a price. The Hebrew doubles the verb, “redeeming he shall redeem”, which the KJV carries over as “by any means”, and the doubling makes the failure complete. The one to be redeemed is “his brother”, his nearest kin, the person he would give most to save.
A kôpher is a ransom, the price paid for a life. Israel knew such payments from its own law, where a man whose life was forfeit could in certain cases have a sum laid on him as the ransom of his life (Exodus 21:30). Here the payment would go to God himself, and every human fortune falls short of it.
Verse 8 gives the reason: “For the redemption of their soul is precious, and it ceaseth for ever.” Pidyôwm is a ransom price. Redemption (pidyon) was a familiar thing in Israel, a payment that freed a person from slavery, from debt or from a sentence of death, and the psalm lifts the idea to its highest use, the buying back of a soul from death. That price is “precious”, and yâqar describes what is costly, rare and weighty. A human soul outweighs every fortune on earth, and its price lies out of reach of the richest man alive. “It ceaseth for ever” joins châdal, to cease or leave off, to lʻôwlâm, for ever. Every human attempt to pay has to be given up for good.
The KJV sets verse 8 in brackets, and verse 9 completes the sentence begun in verse 7. The ransom would have bought this: “That he should still live for ever, and not see corruption.” The word for “for ever” here is netsach, which speaks of long, unbroken duration, a life that simply goes on. To “see” (râʼâh) is the Hebrew way of saying to experience. Shachath means the pit, destruction and corruption, and here it is the decay of the body in the grave.
The wisdom books say the same thing plainly. Riches are of no profit in the day of wrath (Proverbs 11:4), man born of woman is of few days (Job 14:1–2), and the wise man dies just as the fool does (Ecclesiastes 2:16). Paul traces the cause to its root, for death entered the world through sin and passed to all men (Romans 5:12), which is why the debt lies outside the reach of money.
How final is “it ceaseth for ever”?
It is final in two ways. The price lies permanently outside human means, so a larger fortune or a later age would leave a man exactly where he is. And a person’s own efforts end at death, “as it is appointed unto men once to die, but after this the judgment” (Hebrews 9:27). The time to receive the redemption God gives is this present life.
Is the redemption only from the death of the body?
The grave is in view first, and the ransom reaches further. A kôpher is a price owed to God, which points to a debt before him and to his judgment, and the psalm’s own answer speaks of God redeeming the soul from the power of the grave (Psalm 49:15). So the verse teaches that we are unable to buy life with God, for ourselves or for anyone we love.
Does this leave us without hope?
It closes one door, the door of our own resources, and the psalm opens another in God. The honesty of these verses about death is there to move our hope to the place where it will hold. Scripture speaks elsewhere of a ransom that God himself finds (Job 33:24). Jesus asks what a man could give in exchange for his soul (Matthew 16:26), and the apostles answer that salvation is found in him alone (Acts 4:12).
The wise and the fool die alike
Verse 10 appeals to what anyone can see, and the verb is râʼâh again. The man who will “see corruption” already sees death all around him.
Three kinds of people are named. The wise man is the châkâm, the person of discernment and practical understanding. The fool is the kᵉçîyl, the wisdom books’ usual word for the stupid and silly person who will take no instruction. The “brutish person” is baʻar, someone senseless and dull, who lives without thought of God as an animal might. All three meet the same end. The wise “die”, and the others “perish”, where ʼâbad properly means to wander away and be lost, and so to perish.
Wisdom keeps its full worth in Scripture, for “the fear of the LORD is the beginning of wisdom” (Proverbs 9:10). What the verse marks is its limit: the keenest human understanding still arrives at the grave.
Then comes the line that undoes the boast of verse 6. They “leave their wealth to others.” The wealth is chayil again, the strength they trusted, and now they leave it (ʻâzab, to forsake or leave behind) to others (ʼachêr, another, someone else). Inheritance was the ordinary custom, and the psalm shows what it means for the dead man, who keeps none of it. The Preacher felt the same sting: he hated all his labour because he must leave it to the man who comes after him, and who knows whether that man will be wise or a fool (Ecclesiastes 2:18–19)? His verdict was “vanity of vanities; all is vanity” (Ecclesiastes 1:2). Jesus tells of a rich man who planned bigger barns and many easy years, and whose soul was required of him that very night (Luke 12:16–21).
Houses, lands and names
Verse 11 goes behind the boasting to what these people believe. “Their inward thought” is qereb, the inward part, the centre of a person. This is the settled conviction they live by, deeper than anything they say aloud.
They think “that their houses shall continue for ever”. A house, bayith, is a building, and it is also a family, a line, a dynasty, so the hope covers the estate and the family name together. “For ever” is ʻôwlâm, time out of mind, the same word verse 8 used when it said that the hope of paying the ransom “ceaseth for ever”. They expect their houses to last as long as the ransom stays unpaid. “Their dwelling places”, mishkân, are the places where they live, and “to all generations” uses dôwr, a generation or age.
Then the inward thought comes out in an act: “they call their lands after their own names.” To call (qârâʼ) is to give a name. The land (ʼădâmâh) is the ground itself, the soil they own. A name (shêm) in Scripture carries a person’s honour and memory along with it. In Israel land meant standing and continuity as well as income, and kings, nobles and rich men commonly put their names on estates, cities and monuments so that they would be remembered.
The naming is a symptom, and the fault lies in the thought behind it, the belief that a name on a deed can outlast death. Jesus points to a safer place for treasure than the earth, “where moth and rust doth corrupt, and where thieves break through and steal” (Matthew 6:19–21).
Man in honour abideth not
Verse 12 is the passage’s verdict, and it comes just before the psalm turns to the hope of those who trust God. “Nevertheless man being in honour abideth not: he is like the beasts that perish.”
“Man” is ʼâdâm, the word for a human being and for mankind, so the saying covers everyone. “Honour” is yᵉqâr, value, splendour and esteem. It takes in wealth, rank, power and reputation, the very things the rich were trusting. “Abideth” is lûwn, to stop for the night, to lodge. The honoured man is a traveller who is gone by morning. They thought their houses would stand for ever, and they themselves were only lodging.
“Perish” is dâmâh, to be dumb or silent, and so to fail, to be cut off, to be brought to an end. It is a different word from the “perish” of verse 10. Ecclesiastes says the same of the body: man and beast have one breath, all go to one place, all are of the dust and turn to dust again (Ecclesiastes 3:19–20), and one event comes alike to the righteous and the wicked (Ecclesiastes 9:2).
Are people no different from animals?
The likeness is in the death of the body, which the most honoured man shares with his cattle. The psalm itself goes straight on to a hope that belongs to people and that the animals do not share, God redeeming a soul from the grave and receiving it (Psalm 49:15). The comparison is there to humble pride. A life lived only for honour and gain ends, as far as this world can show, exactly as an animal’s does.
Christ, the ransom God provided
The psalm says what every man is unable to do, and the gospel says that God has done it. Jesus told his disciples that the Son of man came “to give his life a ransom for many” (Mark 10:45). Paul writes of the one mediator between God and men, the man Christ Jesus, “who gave himself a ransom for all” (1 Timothy 2:5–6). He is the Lamb of God who takes away the sin of the world (John 1:29). While we were still sinners he died for us (Romans 5:8), he died for our sins and rose again the third day (1 Corinthians 15:3–4), and he redeemed us from the curse of the law (Galatians 3:13).
Peter answers verse 8 almost word for word. We were redeemed with the precious blood of Christ, and silver and gold, which perish, had no part in the price (1 Peter 1:18–19). The redemption that was too precious for any fortune was paid with something more precious still. So we have redemption through his blood (Ephesians 1:7), and though all have sinned, we are justified freely by God’s grace through the redemption that is in Christ Jesus (Romans 3:23–24). The one who was rich became poor for our sakes, that we through his poverty might be rich (2 Corinthians 8:9).
Verse 9 finds its answer in him too. The same word for corruption stands in the promise, “neither wilt thou suffer thine Holy One to see corruption” (Psalm 16:10). Peter preached at Pentecost that this was spoken of Christ’s resurrection (Acts 2:27), and Paul said the same at Antioch: David died and saw corruption, and he whom God raised saw none (Acts 13:35–37). Jesus laid down his life of his own will and took it again (John 10:17–18). Through death he destroyed the one who had the power of death and freed those who all their lives were held in bondage by the fear of it (Hebrews 2:14–15), and he now holds the keys of hell and of death (Revelation 1:18). Everlasting life, which money fails to buy, is the gift of God to all who believe in his Son (John 3:16, Romans 6:23).
The other verses meet him as well. He is the wisdom of God (1 Corinthians 1:24) and the heir of all things (Hebrews 1:2), and yet he died as the wise of verse 10 die, and he rose. In place of wealth left to strangers he gives an inheritance that is incorruptible and does not fade away, kept in heaven (1 Peter 1:3–4). In place of houses that pass to others we have “an house not made with hands, eternal in the heavens” (2 Corinthians 5:1). Men put their own names on their lands, and God has given the name above every name to the one who humbled himself to death on a cross (Philippians 2:8–11). Honour that lodges for a night gives way to “a far more exceeding and eternal weight of glory” (2 Corinthians 4:17).
Where lasting security is found
The psalmist began with a question about fear, and these verses give us his reason for peace. The people who look strongest in evil days are holding something that will be taken from them, and the God who redeems from the grave is ours for ever. In Christ the answer is complete. Death is swallowed up in victory (1 Corinthians 15:54–57), Jesus has overcome the world in which we have tribulation (John 16:33), and neither death nor life nor any other created thing is able to separate us from the love of God in him (Romans 8:38–39).
The passage also shows us our own hearts. The trust of verse 6 and the inward thought of verse 11 are common to rich and poor, since any of us can lean on savings, work, a house or a good name as if they would last. God is kind to tell us the truth about them before the day we leave them. What we own is his gift to enjoy and to use for him, and our souls are safe only in his hands, bought at a price he paid himself.
Psalm 49:5
“Wherefore should I fear”
A question that expects us to agree that fear has lost its ground. Yârêʼ runs from unease to dread, and is also the word for reverence.
“in the days of evil,”
Times of trouble, distress and moral decay, when the wicked have the upper hand.
“when the iniquity of my heels”
Wickedness (ʻâvôn) pictured as something that tracks a person from behind. It is best taken of enemies who dog his steps, and it can also be taken of his own past sins overtaking him.
“shall compass me about?”
Çâbab, to surround on every side. The picture is of a siege, with the way out closed.
Psalm 49:6
“They that trust in their wealth,”
Bâṭach is settled reliance, the confidence that belongs to God. Chayil is wealth thought of as strength and resources.
“and boast themselves”
Hâlal, to shine and make a show, turned on themselves. They find their worth and standing in what they own.
“in the multitude of their riches;”
The amount is the point. They suppose that enough of it must make them safe.
Psalm 49:7
“None of them”
ʼÎysh, a man, each one of them. It points back to the wealthy of verse 6, the people best placed to pay if payment were possible.
“can by any means redeem his brother,”
Pâdâh, to free at a price, doubled in the Hebrew for force. If a man is unable to do this for his own brother, he is unable to do it for himself.
“nor give to God a ransom for him:”
Kôpher is the price of a life. The one to be paid is God, and the sentence runs on into verse 9.
Psalm 49:8
“(For the redemption of their soul is precious,”
The “For” gives the reason for verse 7. The ransom price (pidyôwm) is costly (yâqar) past all human means, which also shows how highly God values a soul.
“and it ceaseth for ever:)”
Châdal with lʻôwlâm. The attempt to pay has to be dropped for good, and Peter later names the price that was paid, the precious blood of Christ.
Psalm 49:9
“That he should still live for ever,”
This finishes the thought of verse 7 and names what the ransom would have bought. Netsach is unbroken length of days, the old human longing to go on living.
“and not see corruption.”
To see (râʼâh) is to experience. Shachath is the pit and the decay of the grave, the word used in the promise about God’s Holy One in Psalm 16.
Psalm 49:10
“For he seeth that wise men die,”
Plain observation. The châkâm, for all his discernment, comes to the grave.
“likewise the fool and the brutish person perish,”
The kᵉçîyl and the baʻar stand at the other end from the wise, and death treats all three alike. ʼÂbad is to be lost, to perish.
“and leave their wealth to others.”
The chayil of verse 6 changes hands. They leave it (ʻâzab) to someone else (ʼachêr), and have no say in what becomes of it.
Psalm 49:11
“Their inward thought is, that their houses shall continue for ever,”
Qereb is the inmost part, so this is what they believe in private. Bayith means both the building and the family line, and ʻôwlâm is time without end.
“and their dwelling places to all generations;”
Mishkân, a dwelling place, and dôwr, a generation. They picture descendants living on the same estate age after age.
“they call their lands after their own names.”
They call (qârâʼ) the ground (ʼădâmâh) by their own name (shêm), a common way of claiming ownership and seeking to be remembered.
Psalm 49:12 This verse
“Nevertheless man being in honour abideth not:”
“Nevertheless” sets the truth against the inward thought of verse 11. ʼÂdâm is any human being, yᵉqâr is honour and splendour, and lûwn is to lodge for a night.
“he is like the beasts that perish.”
Dâmâh, to be silenced and cut off. The likeness is in the death of the body, and the psalm turns next to the hope that sets God’s people apart.
Last revised